How Much Can I Save With a Novated Lease?
Saving Thousands Isn’t Hard.
A novated lease with Easi puts saving money on cruise control. Package all your cars running costs into one simple payment, saving you tax and protecting your peace of mind.
Find out how much you can save today!
Calculate your savings
Choose the type of car you want and see how much you will save.
The car you want for less
What does a novated lease include?
Drive the car you want with payments conveniently deducted from your pre-tax salary. We'll help you organise finance and buy the car you've got your eyes on.
Forget stressing about your upcoming car rego. We handle the payments for you, no matter your state’s vehicle registration requirements.
You’ll never get caught with a bald tyre with Easi. From standard asphalt road tyres to heavy-duty offroad tyres, it’s covered in your lease payments.
Find peace of mind with round-the-clock coverage in case of breakdowns. No matter the issue, roadside assistance is available to you as part of your lease.
Keep yourself on the road for longer without worrying about managing costs. Cover your electric charging or fuel expenses as part of your lease package.
Ensuring your vehicle is well maintained is key to extending its life. Keep your car running smoothly with regular services booked and paid.
Car insurance can be a hassle to manage - but no longer. Comprehensive insurance is included in the price of your lease, giving you peace of mind. You have the freedom to choose either our provider, Armada, or your own provider.
A new car deserves the best care, inside and out. That’s why regular car washes are part of your novated lease package, keeping you driving in style.
Understanding your novated lease savings
A novated lease doesn’t just make it easier to get into a new car - it can also help you save money in ways a traditional car loan can’t.
When you set up a novated lease through your employer, the lease payments and running costs - like fuel, servicing, registration, insurance and even tyres - are bundled into your salary package. Because many of these costs are deducted from your pre-tax income, you reduce your taxable income, which can lead to noticeable income tax savings over the life of your lease.
These potential savings are even more significant when you consider the convenience of a fully maintained novated lease. With all your car running costs covered in one predictable payment, there are fewer surprises - and less strain on your budget.
Of course, every lease is different. Your actual novated lease savings will depend on things like your income, the purchase price of the car, how much you drive, and how your employer’s packaging policy is set up. That’s why we always recommend using our novated lease calculator to get a clearer picture of your potential tax savings.
What factors affect how much you save?
While a novated lease offers great value for many Australians, your exact tax savings will depend on a few key factors.
Your Salary
Because lease payments and vehicle expenses are deducted from your pre-tax income, a higher income can often lead to greater income tax savings. Reducing your taxable income means paying less income tax overall.
The Purchase Price of the Car
The cost of the vehicle you choose will affect your lease payments and the total value of your novated lease arrangement. Higher-value vehicles may also attract additional costs, such as fringe benefits tax (FBT) or the luxury car tax threshold, which can influence your total savings.
Lease Term and Residual Value
How long you lease the vehicle (typically 1 to 5 years) and the agreed residual value at the end of the term play a role in determining your regular lease payments. These elements are part of your formal lease agreement and are important when calculating affordability and long-term savings.
Running Costs and Usage
With a novated lease, you package all the running costs — including servicing, insurance, registration, and fuel — into your salary package. The more you drive, the more value you typically get from this structure. These car running costs would otherwise come out of your post-tax income if you owned the car outright or had a regular car loan.
Your Employer’s Salary Packaging Policy
Every employer works with a finance company to tailor their salary packaging offering. The specific policy can impact what’s included in your lease and how payments are structured — which in turn affects your novated lease savings.
EVs save the planet and your bank account
With lower running costs than traditional cars, no need for pricey petrol fill-ups, and less frequent maintenance checks, EVs keep more money in your pocket.
Plus, with EV government incentives, getting behind the wheel of an EV has never been more affordable. Drive smart, save big, and embrace the future of driving with an EV.
It’s a smooth ride to your new car
Ready to hit the road in your new ride but dread the paperwork? At Easi, we've streamlined the process to get you behind the wheel faster.
Our hassle-free application process is quick and easy so you can save on taxes, cover all your vehicle expenses in one go, and enjoy the ride of your life without the financial headache. See how simple leasing can be!
Don't just take our word for it, hear from our loyal customers!
Easi have been amazing. Abby is an absolute star, from helping me choose the perfect vehicle to answering all my questions along the way. I am so happy with my new car and the support provided was exceptional. Thanks Abby and Easi really appreciated all the assistance and time that you gave me so far with the Novated Lease process.
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HIGHLY RECOMMEND! I had quotes from majority of the novated leasing companies and Easifleet were by far the most professional and easiest to deal with. Justin Hocking was great to deal with and very fast to respond to any questions I had. Picked up my new Tesla in less than a week and that included setting up my employer with Easifleet and organsing the finance. Very impressive!
A big THANK YOU to Anthony Pasla for his patience answering all my questions as he guided me through my first novated lease. He expedited the paperwork to meet a tight vehicle delivery deadline and was very responsive to all communication (phone and email). From initial quote to final lease paperwork, Anthony kept things simple and hassle-free, and I highly recommend Easi as a novated lease provider. Thank you Anthony for making it all "Easi".
Exceptional Service from Easifleet - I recently had the pleasure of working with Stan Wright at Easifleet, and the experience was nothing short of exceptional. Stan's professionalism, knowledge, and customer-centric approach made the entire process seamless. He took the time to understand my specific needs and kept me informed every step of the way, turning what could be an overwhelming process into an enjoyable one. Stan's commitment to customer satisfaction sets a new standard in fleet management. Whether it was handling paperwork efficiently or offering insightful advice, Stan exceeded expectations at every turn. I highly recommend Stan Wright and the Easifleet team for anyone seeking a hassle-free and genuinely exceptional service experience."
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New Novated Fleet Car. We got a great car at a great price and was happily helped though the process by Joslyn. Thanks.
Ready for your new car?
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