Car insurance

Sorting out car insurance is usually one of those tasks that gets pushed to the side. But with a novated lease through Easi, it becomes much more manageable. Your insurance policy is already built into your lease. There are no separate bills, no last-minute renewals, and no unexpected costs down the track.

See how much you could save with our novated lease calculator!

Car Insurance in a Novated Lease

A big advantage of a novated lease is that your car’s insurance policy isn’t something you have to arrange separately. It’s included with your monthly lease payments, just like registration, servicing, and other running costs.

Instead of paying a yearly premium in one go, you pay a portion each pay cycle. That structure helps many people stay on top of their budget without dealing with large lump sums.

It also simplifies things if you ever need to make a claim. Your insurer is already linked to the lease and the cover has been active since day one.

The Benefits of Bundling Car Insurance with Your Lease

There’s a practical logic to keeping everything in one place. When your insurance coverage is tied to your lease, you’re not juggling dates, documents, or surprise charges.

You don’t need to chase quotes or compare providers unless you want to, and because it’s part of a fully maintained lease, there’s confidence that you’re covered from the beginning.

Some also find that bundling insurance this way provides clarity around cost. You know exactly what’s included in your monthly lease payments and there’s less room for error.

What is Car Insurance?

Most people see car insurance as a safety net. If your vehicle is damaged, stolen, or involved in an accident, it’s the cover that helps manage the financial fallout. In Australia, third party insurance is a legal requirement, but many drivers choose comprehensive car insurance for more protection.

That additional insurance coverage can make a big difference when something unexpected happens. From repairing your vehicle to assisting with replacement costs, it offers a level of support that basic options simply don’t.

Types of Car Insurance?

Car insurance is not one-size-fits-all. The type of policy you go with can change what’s covered and what isn’t.

Comprehensive insurance

Covers damage to your car, third party property, theft, weather events, fire, and more. This is the standard with Easi’s novated lease insurance.

Third party property insurance

Only covers damage you cause to someone else’s property or vehicle.

Third party fire and theft insurance

Adds some protection for your own car, but still excludes things like accidental damage.

If your vehicle is written off or stolen, a comprehensive insurance payout is what helps with the replacement or settlement. That’s why it’s built into every Easi lease.

Use Our Provider or Choose Your Own

Easi partners with Armada to offer comprehensive cover that integrates neatly with your car lease. But if you’d prefer a different insurer, that option is available too.

We’ll work with your chosen provider and handle the details behind the scenes. The cost still becomes part of your regular payments and the benefits remain the same. Everything stays streamlined, consistent, and easy to manage.

This flexibility makes it easier to align your lease with the level of insurance coverage you’re most comfortable with.